Identity Theft: Stay Educated- Theft Type & Tip 1

Medical Identity Theft
Known as "the information crime that can kill you" there are many risk factors related to being the victim of this type of theft. ID Thieves use your medical information to file false workers' compensation claims; have surgeries, including cosmetic surgeries, often to alter their appearances to avoid being recognized for previous crimes; to file for other Social Security benefits, such as phony disability claims and/or false medical liability claims, including insurance claims; and to have medical procedures done for legitimate health problems but you get stuck with the enormous hospital and doctor's bills. This can also be the most dangerous form of ID theft because your medical history can be compromised. Any information the thief gives about his/herself such as blood type, allergies, disease history, etc. can be life threatening should that information ever be confused with yours during an emergency. 

Unfortunately, this particular  crime is particularly difficult to remedy. There are often limited actions available to the victims to reverse the damage. 


Tip of the Day

• Read Then Act- Before signing any document you should always read it thoroughly first and understand completely exactly what terms you are agreeing to. Often people are unaware of who actually has access to their medical records, you should always know who will be able to view your private information before signing any disclosure forms. 

• Be Vocal- Try asking your doctor how you would go about viewing your medical history. Report any discrepancies or false information to your doctor and health insurance company.

Remember medical identity theft is dangerous and difficult to reverse. Taking some preventative measures is better than doing nothing at all. 

For more information visit- World Health Organization Publication and visit us at www.conroyassociates.com